If you are looking to get a credit card, you’ve likely been faced with an overwhelming number of options. It’s hard to sift through all the offers to decide which card is right for you. But make no mistake, some cards are definitely better than others in terms of interest rates, rewards, and the types of credit lines offered. One card that stands out from the pack is the Chase Freedom card.
The Chase Freedom card is offered through Chase Bank. Anyone familiar with financial institutions knows that Chase is one of the leading banks in the country. Due to this, you can feel secure that you will be working with a top-notch credit lender, and you can take advantage of their wide variety of credit offerings and well recognized customer service.
A Card That Pays You!
Where Chase Freedom excels is in its unique, consumer friendly features. You can get 5% cash back on specific types of purchases which fall into Chase’s “bonus categories.” Bonus category purchases include those made at stores such as Nordstrom, Macy’s and Sears. The bonus categories also include online sites such as Zappos and Amazon. The only limitation is that the generous 5% cash back deal tops out at $1,500 per quarter.
Other types of purchases aren’t left out of the cash back offer. Purchases outside the bonus categories also qualify for 1% cash back without any limits on how much can be earned. Therefore, if you continue to use this card for most of your purchases on credit, you will rack up cash back in no time.
Everyone who is considering signing up for a credit card is concerned with the applicable interest rate. The good news is you don’t have to worry about it when getting the Freedom card. You will get a 0% introductory APR for a whole 15 months following approval. This gives you a lot of time to get in interest free shopping!
The benefits don’t stop there, however. This card gives you the added benefit of a $100 dollar bonus if you spend $500 within the first three months. Sounds like a pretty easy way to make $100! You have to remember that this $500 requirement is also covered by the introductory APR, so you are essentially getting free money either way!
If you are married, or have college aged kids, it is common to add other users to your credit accounts. Chase Freedom card actually pays you a $25 bonus when you put an authorized user on your credit line. The bonus $25 will become yours soon after your authorized user makes just a single purchase on the card within the first three months. This is another example of how the Freedom card pays you to do something you were likely going to do anyways!
Good Deals on Balance Transfers
If the Freedom card sounds exactly like the type of card you are looking for, you might consider dumping some of your other accounts. Chase Freedom makes it easy to do because they offer 0% interest for 15 months on balance transfers.
There are some small fees associated with transferring money to your new Chase account, but the amount is reasonable. It will cost you five bucks per transfer, or 3% of the transferred balance, whichever is higher.
How to Apply at GetChaseFreedom.com
Applying for this card is really easy. You can submit your application at www.GetChaseFreedom.com and get a quick response. You can get approved online and receive your card within a few working days.
As with any credit application in the U.S., you need to prove that you are at least 18 years old, have a social security number, some sort of income, and a U.S. mailing address. You should also keep an eye out for pre-approved application invitations in the mail; that way you can just enter your invitation code on the website to get started.
