Finding out you have bad credit is hard for anyone. Maybe you found out when you needed credit for an emergency car repair or hospital bill. Perhaps you found out when you were denied a home rental or a car loan. Maybe you just know that with all your late and missed payments your credit is bad and you haven’t […]
If you have bad credit or no credit, you can still obtain a credit card. Called “second chance” cards, many financial institutions now offer credit cards for those with bad credit. Even notable institutions like American Express, Chase, and Capital One have entered this financial arena. Second chance credit cards are available in two formats: ·Secured ·Unsecured Secured Credit Cards […]
The First Niagara secured credit card offers you many of the benefits and advantages of an unsecured credit card, which allows you to rebuild or start your credit with ease. While this card doesn’t have all of the benefits of other First Niagara cards, you might be surprised by how much it offers considering that most secured cards are very […]
Credit scores have a significant impact on your life. When you have low credit scores, qualifying for a loan can prove difficult or impossible. That means you may lack the ability to purchase a new car, or you may not have the chance to purchase a home for your family. Yet the broken road does have an end in sight, […]
Credit card advertisements are everywhere, and in some cases, those ads can be somewhat deceptive. You can make a smarter, more informed decision by reading reviews of the credit cards you’re considering — especially if the credit card issuer is a new player on the credit card market. One such newcomer to the credit card market is Merrick Bank. If […]