Credit Cards

How the Lowe’s Card Saves You Money

lowes credit cardHome improvement costs get expensive fast, but there are a number of different ways you can save money. If you’re a Lowe’s shopper, taking advantage of the customer loyalty cards is an excellent way to save as well as to monitor your regular purchases. Lowe’s offers both a MyLowe’s card as well as a Lowe’s credit card that can serve in a number of ways to save you money. While the MyLowe’s card is very useful, the Lowe’s credit card can also help you score additional savings.

What Is a My Lowe’s Card?

The MyLowe’s card is an easy way to track your purchases and qualify for regular savings. The card functions primarily to catalogue your purchases through and in-store transactions. All you have to do to use this feature is scan the card at the register or provide the telephone number attached to the account.

The MyLowe’s card offers a number of benefits to you as a customer and a home improvement specialist. The card makes it easy to keep track of your purchase history as well as to add items to specified lists or your home profile all specified by you.

Money-Saving Benefits of the MyLowe’s Card

While the MyLowe’s card isn’t initially designed as a money-saving vehicle, it does function in some ways to promote savings. When you sign up for the card, you’ll be prompted to create a user account, which is cataloged in the store’s system. Once you are a MyLowe’s member, you’ll receive regular mailers with special discounts and specials. Many of these specials can be used in conjunction with other offers to maximize your savings.

Additionally, the MyLowe’s program helps you keep track of all your purchases made online and in-store at Lowe’s. This catalog helps you save by avoiding purchasing duplicate products or spending money on the wrong items. You can also use the tracking system to create lists for purchase that can then be saved for a later date, such as when you have an additional coupon or there is an annual sale running.

Is the MyLowe’s Card the Same as the Lowe’s Credit Card?

As confusing as it is, the MyLowe’s card is not the same as the Lowe’s credit card. The two cannot be used interchangeably. Remember, the MyLowe’s card is essential just a means by which to catalog your purchases. The credit card, on the other hand, serves like any other store loyalty card. It’s a credit option offered directly through Lowe’s that also extends money saving benefits.

With every purchase you make using a Lowe’s credit card, you’ll save 5% on your purchase. It is important to keep in mind that that doesn’t necessarily mean you have to put your whole purchase on the card, though. In fact, as long as you put a portion of the purchase on the card, you’ll receive the 5% discount.

As an alternative to the 5% savings, the card also features special financing options. On purchases over $299, card holders can select 6 months special financing, including no interest if the purchase is paid in full within 6 months of the purchase date.

Additional Savings at Lowe’s

The MyLowe’s card and Lowe’s credit card are great options for tracking your Lowe’s purchases and saving money, but are there any additional ways to save. If you’re diligent and plan your home improvement projects wisely, then yes, you can easily pick up additional savings.

Lowe’s often features special sales and savings corresponding with most national holidays, so consider waiting to make your home improvement purchases at this time. Also, there are some other unique ways you can save. In many cases, you can purchase gift cards at a discounted rate online, find additional discounts at sites like RetailMeNot, or use find competitor coupons Lowe’s will offer.

Home improvement projects can get expensive, but if you use your resources, including your MyLowe’s care or a Lowe’s credit card, you can really add up your savings.

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