Fulton Bank, established in 1882, is headquartered in south-central Pennsylvania and is one of the area’s leading financial institutions, providing consumer and business services to customers as well as investment and trust services.
Personal Banking Services Available
Like most banks, Fulton Bank offers checking and savings accounts for personal use, as well as credit cards, CDs, IRAs and Money Market accounts. They offer student accounts that provide easy-to-understand services for those who must focus more on school than on their banking requirements. Checking accounts are eligible for overdraft services and the bank also offers a Rewards Debit Card. With every four dollars spent on signature-based transactions, Fulton Bank gives points to debit card holders that can be redeemed for cash or eGift cards.
Business Banking Services
Along with business checking accounts, Fulton Bank offers government contract financing, treasury and cash management as well as services for non-profit organizations. The bank offers a full line of services for those in the agricultural business related to seasonal requirements, weather challenges, market volatility and other complex issues that face farmers today. Fulton Bank also offers services designed for international businesses and can help any company with employee benefits such as retirement plans.
Online Banking
Fulton Bank offers online services as well, from credit cards to redemption of rewards from their Rewards Debit card. In addition, businesses can access accounts through the CashLink system found on the bank website. There are also online brokerage services, 401k access and asset management accounts, as well as access to stock portfolios. They also offer mobile deposit services so customers can deposit checks through their tablets or mobile phones. Customers can even order checks online through their website.
Investment Services
Customers can obtain investment services through Fulton Bank’s partnership with Clermont Wealth Strategies and Fulton Financial Advisors, which are both divisions of the bank. Combined, the two partners have more than 100 years of investment management experience.
Mortgage Services
For customers in the market for a mortgage, Fulton Bank offers those services through the Fulton Mortgage Company which is a division of the bank. It has a history of providing customized, trusted solutions to meet a customers’ home buying or refinancing needs, regardless of market conditions.
Website Tools
The Fulton Bank website offers several free tools that can help both customers and non-customers with their financial questions. Free financial calculators related to mortgages, personal finances, investments, retirement or whether a lease is a better financial option than a purchase provide valuable information to consumers. There is a foreign currency chart that provides the rate of exchange for 11 different forms of currency. There is also a shopping tips link that provides customers with names of businesses that provide the best benefits from the Rewards debit card as well as other information related to saving money while shopping. Customers can also order a Visa Gift Card online as well.
Branch Locations
Fulton Bank has locations in the following locations:
- Delaware – New Castle and Sussex Counties
- Pennsylvania – Berks, Bucks, Centre, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lebanon, Montgomery, Schuylkill and York Counties
- Virginia – Cities of Charlottesville, Chesapeake, Herndon, Manassas, Newport News, Richmond and Virginia Beach
Fulton Bank also offers ATM services at all locations with no fee for customers of the bank. Most branches are open from 8:30 AM until 5 PM Monday through Thursday, from 8:30 AM until 6 PM on Friday and from 9 AM until Noon on Saturday. They are closed on Sunday. Branch and ATM locations can be found at the Fulton Bank Branch Locator page online.
Fulton Bank is relatively small with only 116 offices in the Northeast. They offer a community-based style of banking with flexibility and timely response to the needs of customers.
