Credit Cards | Banana Republic Card Online


The great feature of credit cards is that there is a card type for anyone. For those that are avid shoppers, major stores usually offer credit card opportunities to their customers. These store credit cards provide customers opportunities for savings, rewards, and so much more. One popular store that has recently rolled out its own credit card is Banana Republic ( ). For those of you that are current considering a store credit card and are interested in Banana Republic, below is exactly what you need to know about this card offer which can help ensure that you’re making the right choice.

Card Overview

The Banana Republic Credit Card is a credit card provided by Banana Republic. It operates under the visa corporation and it is issued by Synchrony Bank. Registering for this card option allows you to check your card balance, make payments, view rewards, add authorized users, utilize paperless statements, and review the statements online all from the ease and comfort of your own home. Everything is available online so that you don’t need to deal with any hassle or trouble. Those that choose this credit card also enjoy numerous advantages, those of which are listed below.

Card Rewards

One of the most prominent features of this card are the rewards available. Those that use their store card when shopping can earn a $10 reward for every $200 spent. In addition, for every dollar spent, five points are added to your online account when you also use your store credit card. Finally, for every $1,000 points earned, a $10 reward is given to use online or in store – it is all up to you. To earn rewards, you can shop at Banana republic and its affiliated stores, which include Gap, Old Navy, Piperlime, and Athleta.

Card Benefits

In addition to the rewards that you can earn, the card also has benefits. These benefits include advance notice when there are new trends and sales events, birthday offers, online access to your account 24/7, exclusive offers and promotions only available to cardholders, and special deals every Tuesday like 10% off Gap, Old Navy, and Piperlime. These benefits are given to those that are Banana Card or Banana Republic Visa Card members.

Upgrades are Available

Unlike some stores, Banana Republic gives card members the option to upgrade their card to Luxe. According to Banana Republic, Luxe is the ultimate cardholder status for cardholder members. Those that choose this option have the opportunity to gain from free shipping, 15% off Choose Your Own Sale Day Offer, free basic alterations on all Banana Republic purchases, Luxe-only offers and special shopping events, and toll-free luxe priority line when shopping in store. To attain this upgrade, all you need to do is spend $800 on your Banana Card or Banana Republic Visa in any given calendar year. The advantage of this option is that you do not need to pay a fee to enjoy the upgrade, all you need to do is be a good and avid customer at Banana Republic.

Security and Easy Access at 

Lastly, the Banana Republic card also offers you two important features, which are security and easy access. This means that every time you use your card, you can expect the same security provisions that are given for all regular credit cards that are offered anywhere. In addition to this, the card also provides you with easy access to your online account so that you can keep track of your purchases, view points, make payments, and more. The online account is available to you year around, anytime of the day.


Overall, if you are a major shopper at Banana Republic and its affiliate stores, then this credit card option may just be for you. You’ll get to enjoy from rewards, benefit from the upgrade, accumulate points, and you even have security and easy access. However, if you do not shop at Banana Republic or its affiliate stores, then there are other better options out there.

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