The current student loan statistics are staggering. The total amount of U.S. student loan debt in 2016 has reached a whopping $1.26 trillion. That’s right, trillion with a T. There are over 43 million Americans paying off student loans at an average payment of $351 per month. Most borrowers are between the ages of 20 and 30 years old and the […]
Financial related stress can be one of the most intense and damaging influences on our overall health and wellbeing. Those sleepless nights wondering how you’re going to make rent, keep from falling behind on car payments, or just pay the monthly utility bills. All of these are current concerns for millions of Americans across the country who are dealing with […]
We all do it from time to time — splurge on some self-indulgent purchase that you probably don’t need. But, hey, you have to treat yourself every so often. Those occasional expenditures are perfectly fine, but imagine if you were squandering excessive amounts of money for frivolous things on a routine basis. You probably couldn’t fathom it, because you don’t […]
Applying for a credit card is easy! Just fill out the application, send it in, and wait for your new card to arrive in the mail a week or two later, right? But then you get denied and there’s no card with your name on it coming in the mail. The envelope even said you were pre-approved! The commercials on […]
Finding out you have bad credit is hard for anyone. Maybe you found out when you needed credit for an emergency car repair or hospital bill. Perhaps you found out when you were denied a home rental or a car loan. Maybe you just know that with all your late and missed payments your credit is bad and you haven’t […]