Now that you’ve entered your 30s, it’s time to start thinking about things a little differently. You had your fun in the twenties, partied some, and spent a lot. You did everything a kid in his 20s was supposed to do. However, once you turn the big 3-0, you need to make a few decisions that could affect your financial […]
Sometimes you just do not know how to create a personal budget because you are not sure how much you will make every month. This is called variable income. Anyone who works as a freelancer or counts themselves among the self-employed in this country knows the struggle very well. When your income fluctuates wildly from one month to the next […]
You’ve said goodbye to your 20s and hello to your 30s. Now is the time to start thinking about how to accumulate your wealth as you build upon the skills and knowledge you’ve gained in your 20s. The actions and routines you adopt now will serve you well and improve your monetary outlook for decades to come. Making the transition […]
Minimalism is starting to catch on in a society that is all too driven by consumerism and a materialist culture. More people are starting to realize that they don’t need more to enjoy their lives and instead are relying on less to make themselves happier. The very definition of minimalism itself dictates simplicity and a willingness to cut away from the […]
Figuring out how much money to save for your retirement is one of the great mysteries of life. If it were easy, we would all likely be doing it far sooner than most of us actually do. It is no big secret that the sooner you start saving for the future, the better off you will be in the long […]
Congratulations, you’re going to have a baby! Now what?! To start, your life is about to change entirely — and that means everything from your sleep schedule to your finances. There is going to be a litany of expenses in your future, from the minor necessities like strollers, diapers, and toys to the larger costs looming in the form of […]
Parents are faced with having typical discussions with their teenagers about things like the dangers of alcohol and drugs and the dreaded talk about the “birds and the bees”. While these are vital conversations to be had there is another that is usually overlooked, often to the detriment of our sons and daughters. That topic is financial responsibility. It’s a […]
Financial related stress can be one of the most intense and damaging influences on our overall health and wellbeing. Those sleepless nights wondering how you’re going to make rent, keep from falling behind on car payments, or just pay the monthly utility bills. All of these are current concerns for millions of Americans across the country who are dealing with […]
We all love to save money. Who doesn’t enjoy keeping more cash in their pocket after a trip to the supermarket or the department store? Everyone seems to have their own little secret for conserving pennies at the checkout line when it comes to getting those everyday household essentials. The price of everything just keeps rising and it’s getting tougher […]
Money. The best way to hold on to as much of it as possible is through smart budgeting. However, managing your personal finances isn’t always simple to do all by yourself. That’s where personal budgeting software can come in handy. Finding the right budgeting tools can be a time-consuming endeavor. There are plenty of options to choose from as some programs […]