Bad Credit. It’s the biggest obstacle to getting a credit card from just about any lender. All of those credit card ads you see on television tout great rates and amazing rewards offers, yet only on approved credit. But let’s face it, you’re not getting approved. Your FICO score is far too low to qualify for one of those cards, […]
For more than a decade, Credit One Bank has been a leading source of credit repair and restoration for those with damaged credit and overall poor credit ratings. The company has gained recognition as offering credit cards to those individuals who have trouble qualifying for credit cards from more conventional, big-name lenders, and is often considered an essential stop on […]
Many credit cards report information to all three of the major credit bureaus every month. This means that you can build your credit if you pay your bills on time and do not max out your card. In fact, credit cards are the most efficient way for consumers to build credit. Of course, they can also damage your credit if […]
People with poor credit have a difficult time getting approved for car loans; however, certain life circumstances may make it essential to purchase reliable transportation. Often, people with poor credit are already in dire financial situations and don’t have the money to purchase a car without a loan. Depending on their credit score, they will likely get a poor financing […]
Credit card advertisements are everywhere, and in some cases, those ads can be somewhat deceptive. You can make a smarter, more informed decision by reading reviews of the credit cards you’re considering — especially if the credit card issuer is a new player on the credit card market. One such newcomer to the credit card market is Merrick Bank. If […]
When the time comes to apply for credit cards, a new car, or even a first home, attention turns immediately to a consumer’s credit score. Though many might think that this simple number is unfair and an overly simplistic look at their financial performance, lenders take the credit score extremely seriously. Before even applying for any loan product, it’s a […]