Credit card issuers are always looking for ways to attract new business. They offer particularly lucrative rewards program or low rates and fees. There is usually some kind of enticing sales pitch to make you apply for and use any one specific credit card. There are many continuous potential benefits to becoming a cardholder of a certain Visa, MasterCard, or […]
There’s nothing nice about the disputes that can arise over a family inheritance. Some of them can get downright nasty for any number of reasons as siblings feud with one another over the family finances. It can get even worse when children and step-parents go to war for ownership of a mother or father’s personal assets and other belongings. These […]
Now that you’ve entered your 30s, it’s time to start thinking about things a little differently. You had your fun in the twenties, partied some, and spent a lot. You did everything a kid in his 20s was supposed to do. However, once you turn the big 3-0, you need to make a few decisions that could affect your financial […]
Sometimes you just do not know how to create a personal budget because you are not sure how much you will make every month. This is called variable income. Anyone who works as a freelancer or counts themselves among the self-employed in this country knows the struggle very well. When your income fluctuates wildly from one month to the next […]
Love or hate him, say what you will about him, Donald J. Trump has been elected as the 45th President of the United States. Most are undoubtedly familiar with the platforms on which he ran. They included promises to build a large wall between the United States and Mexico, imposing a ban on Muslims from entering the country, and repealing […]
You have enough to worry about where your student loans are concerned. Rate hikes are the last thing you need to deal with right now. Yet, in December 2016 the Fed implemented an increase in interest rates. This is a decision many analysts had expected would come to pass. That’s after a marked upswing in the nation’s employment rates had […]
It’s the dream of every parent: their child goes off to college. But for many schools across the country, the costs that come with attending an institution of higher learning are prohibitive to the achievement of that dream. Student loans are one option, but the numbers for student loan debt are staggering. Nearly 1 out of every 5 families that […]
2016 is finally gone, and not a moment too soon for most of us. With the start of the new year, our attention inevitably turns to making resolutions and plans for a fresh start with the turn of the calendar. For many that means getting their financial house in order and that is going to require some of you to […]
Gift cards. The perfect gift for when you are too busy to go shopping or stumped as to what to get that special someone who already has everything. Sure, they are a pretty cool present to get under the tree or in your stocking, except when it represents a credit at some store where you rarely shop. There is certainly […]
Negotiation. It can be intimidating, particularly when the person sitting across from you is your boss. When it comes to the matter of your salary, negotiating is something each and every one of us should be doing, although only a fraction of us have the wherewithal, and the guts, to actually go ahead and do it. This holds true for […]