Personal Finance News

What Does the Fed Rate Hike Mean for Student Loans?

What Does the Fed Rate Hike Mean for Student Loans?

You have enough to worry about where your student loans are concerned. Rate hikes are the last thing you need to deal with right now. Yet, in December 2016 the Fed implemented an increase in interest rates. This is a decision many analysts had expected would come to pass. That’s after a marked upswing in the nation’s employment rates had […]






by January 13, 2017 0 comments Personal Finance
What You Should Know About Annuities Investing in Retirement

What You Should Know About Annuities Investing in Retirement

Annuities represent one of the more reliable passive income revenue streams that you can incorporate into your financial planning strategy. They require that you put up an initial investment of capital — the larger the better if you want to see a robust return on your money. Annuities aren’t much different than any number of other retirement accounts where you […]






by January 12, 2017 0 comments Retirement
Building Credit From Scratch: How Long Does It Take?

Building Credit From Scratch: How Long Does It Take?

Your credit is important for so many reasons, so your goal should be to have the best credit score possible. Among many other benefits, having a great credit score makes lenders more willing to give you a credit card or a loan at lower rates. Good credit is the way to get the things you want for less money. It […]






by January 11, 2017 0 comments Credit Cards
What You Need to Know About Inherited IRA Rules

What You Need to Know About Inherited IRA Rules

You spend so much time planning for retirement. You save to ensure a bright and stable financial future. Additionally, you make the right moves with the intention of spending all that money you squirreled away for your twilight years. However, you may be surprised at how many people leave money behind. They pass away with a considerable amount of cash […]






by January 10, 2017 0 comments Retirement
When Should You Refinance Your Mortgage?

When Should You Refinance Your Mortgage?

Refinancing a mortgage can be a good idea for any number of reasons. Many people decide to refinance because they can get a lower interest rate than the one they are currently paying. That lower rate means less money out of pocket each month. Then there are those who refinance for a shorter term on the mortgage, so instead of […]






by January 9, 2017 0 comments Mortgages
How to Build Your Own Real Estate Empire

How to Build Your Own Real Estate Empire

Building any kind of empire is no easy feat. It always starts with a strategy, a necessity for resources, and a whole lot of determination and hard work. Real estate is no exception in this regard, as every budding land magnate knows there is an immense amount of time, effort, and money required to get into this competitive and lucrative […]






by January 6, 2017 0 comments Investments
Saving for Your Child’s College Education

Saving for Your Child’s College Education

It’s the dream of every parent: their child goes off to college. But for many schools across the country, the costs that come with attending an institution of higher learning are prohibitive to the achievement of that dream. Student loans are one option, but the numbers for student loan debt are staggering. Nearly 1 out of every 5 families that […]






by January 4, 2017 0 comments Personal Finance
Everything You Need to Know When Working as an Independent Contractor

Everything You Need to Know When Working as an Independent Contractor

We all dream of the prospect of being our own boss. More people are taking up that offer every year and becoming independent contractors. For some, they just happen to stumble upon this newfound employment opportunity when a hobby turns into a profession. For others, life circumstances present exciting possibilities to work from home. We live in a technologically advanced world where […]






by January 3, 2017 0 comments Small Business
10 Hot Budgeting Apps for 2017

10 Hot Budgeting Apps for 2017

2016 is finally gone, and not a moment too soon for most of us. With the start of the new year, our attention inevitably turns to making resolutions and plans for a fresh start with the turn of the calendar. For many that means getting their financial house in order and that is going to require some of you to […]






by January 2, 2017 0 comments Personal Finance
10 Best Credit Cards for College Students

10 Best Credit Cards for College Students

Students and credit cards don’t always go well together. There are a plenty of financial pitfalls that can come with owning a credit card during your college years.  Not to mention these days it’s all too easy for students to open a card and rack up insurmountable debt in record time. College campuses are often inundated with credit card companies […]






by December 30, 2016 0 comments Credit Cards