Personal Finance News

What Does a Trump Presidency Mean for Your Finances?

What Does a Trump Presidency Mean for Your Finances?

Love or hate him, say what you will about him, Donald J. Trump has been elected as the 45th President of the United States. Most are undoubtedly familiar with the platforms on which he ran. They included promises to build a large wall between the United States and Mexico, imposing a ban on Muslims from entering the country, and repealing […]






by January 18, 2017 0 comments Personal Finance
Five Helpful Tips for Refinancing When Rates Start to Rise

Five Helpful Tips for Refinancing When Rates Start to Rise

In December 2016, the Federal Reserve announced a rate hike. It is the second in a year after the previous hike took place at the end of 2015. It was a decision that financial analysts had expected due to improving employment numbers in the country and an economy that was strengthening. This upward trend was enough to make the Fed […]






by January 17, 2017 0 comments Mortgages
What Does the Fed Rate Hike Mean for Student Loans?

What Does the Fed Rate Hike Mean for Student Loans?

You have enough to worry about where your student loans are concerned. Rate hikes are the last thing you need to deal with right now. Yet, in December 2016 the Fed implemented an increase in interest rates. This is a decision many analysts had expected would come to pass. That’s after a marked upswing in the nation’s employment rates had […]






by January 13, 2017 0 comments Personal Finance
What You Should Know About Annuities Investing in Retirement

What You Should Know About Annuities Investing in Retirement

Annuities represent one of the more reliable passive income revenue streams that you can incorporate into your financial planning strategy. They require that you put up an initial investment of capital — the larger the better if you want to see a robust return on your money. Annuities aren’t much different than any number of other retirement accounts where you […]






by January 12, 2017 0 comments Retirement
Building Credit From Scratch: How Long Does It Take?

Building Credit From Scratch: How Long Does It Take?

Your credit is important for so many reasons, so your goal should be to have the best credit score possible. Among many other benefits, having a great credit score makes lenders more willing to give you a credit card or a loan at lower rates. Good credit is the way to get the things you want for less money. It […]






by January 11, 2017 0 comments Credit Cards
What You Need to Know About Inherited IRA Rules

What You Need to Know About Inherited IRA Rules

You spend so much time planning for retirement. You save to ensure a bright and stable financial future. Additionally, you make the right moves with the intention of spending all that money you squirreled away for your twilight years. However, you may be surprised at how many people leave money behind. They pass away with a considerable amount of cash […]






by January 10, 2017 0 comments Retirement
When Should You Refinance Your Mortgage?

When Should You Refinance Your Mortgage?

Refinancing a mortgage can be a good idea for any number of reasons. Many people decide to refinance because they can get a lower interest rate than the one they are currently paying. That lower rate means less money out of pocket each month. Then there are those who refinance for a shorter term on the mortgage, so instead of […]






by January 9, 2017 0 comments Mortgages
How to Build Your Own Real Estate Empire

How to Build Your Own Real Estate Empire

Building any kind of empire is no easy feat. It always starts with a strategy, a necessity for resources, and a whole lot of determination and hard work. Real estate is no exception in this regard, as every budding land magnate knows there is an immense amount of time, effort, and money required to get into this competitive and lucrative […]






by January 6, 2017 0 comments Investments
Saving for Your Child’s College Education

Saving for Your Child’s College Education

It’s the dream of every parent: their child goes off to college. But for many schools across the country, the costs that come with attending an institution of higher learning are prohibitive to the achievement of that dream. Student loans are one option, but the numbers for student loan debt are staggering. Nearly 1 out of every 5 families that […]






by January 4, 2017 0 comments Personal Finance
Everything You Need to Know When Working as an Independent Contractor

Everything You Need to Know When Working as an Independent Contractor

We all dream of the prospect of being our own boss. More people are taking up that offer every year and becoming independent contractors. For some, they just happen to stumble upon this newfound employment opportunity when a hobby turns into a profession. For others, life circumstances present exciting possibilities to work from home. We live in a technologically advanced world where […]






by January 3, 2017 0 comments Small Business